Adjust Payment Terms ×

We want to help you find the perfect car that fits your budget. Please adjust the options below so we can estimate the most accurate monthly payments.

Estimated Credit Score or Interest Rate

Desired Loan Term (months)

How much will you put down?

All tax, title and vehicle registration fees are additional. See dealer for complete details.

First Time Car Buyers in Carlsbad CA

Is this your first time buying a new or used car? If so, it can be a stressful experience getting all the right paperwork and credentials together. Luckily, there are programs designed to help first-time car owners. If you are a first-time buyer, you may be eligible for the Mazda First-Time Owner Program. This program is specifically geared to those who need some assistance when buying a car for the first time. Most program participants need little-to-no credit and almost every new or CPO Mazda is an eligible vehicle. Contact Bob Baker Mazda to learn more about how this program can help you. Eligibility details below.

Vehicle eligibility

Mazda vehicles: new, Certified Pre-Owned (CPO) or used. Vehicles must not be greater than three years old to be eligible. Leases do not qualify.


Applicants must prove they have had a full-time job for at least one year. Income must be verifiable and consistent.

Down payment

At least ten percent of the car's selling price must be paid up front.


Applicants must provide proof of income, insurance, residence, and three non-household references.

*Restrictions apply. Not all customers will qualify. You may be eligible for the Mazda First-Time Owner Program. The Mazda First-Time Owner Program is intended to assist first-time car owners, with limited or no credit, to purchase a new or Certified Pre-Owned Mazda vehicle.

Are you a First Time Car Buyer?

Please check errors